143 Constance Ln is a stunning, upgraded Dream Finders home located in the beautiful city of St. Augustine, Florida. The property boasts five spacious bedrooms and four modern bathrooms, providing ample living space for a large family. With a total of 3332 square feet, there is plenty of room to spread out and enjoy all that this home has to offer. One of the standout features of this property is the oversized screened-in porch that is pre-plumbed for an outdoor kitchen. This area is perfect for entertaining guests or simply relaxing and enjoying the beautiful Florida weather. Additionally, the fenced yard and oversized lot offer privacy and plenty of space for outdoor activities. Inside the home, the upgrades continue with beautiful LVT flooring, laundry room built-ins, and a double tankless hot water heater, ensuring that the home is as functional as it is stylish. The kitchen is a true chef's dream, featuring a WiFi-enabled double oven making it easy to cook multiple dishes simultaneously and ample counter space for food preparation. The main living area boasts a beautiful gas fireplace with built-ins on each side, creating a cozy and inviting atmosphere that is perfect for family gatherings or quiet evenings at home. The Beacon Lake Community is a wonderful place to call home. This community boasts a state-of-the-art clubhouse and a wide range of amenities that are designed to enhance your lifestyle and provide endless hours of fun and recreation. For those who enjoy swimming and soaking up the sun, Beacon Lake's pool and splash park are the perfect spots. The pool is surrounded by comfortable lounge chairs and umbrellas, making it a great place to relax and unwind on a warm Florida day. The splash park is a hit with friends and family alike, with plenty of water features and fountains to keep everyone cool and refreshed. For those who love to stay active and fit, Beacon Lake's gym is equipped with state-of-the-art equipment including spin classes and plenty of space for working out. The community also features miles of scenic walking paths, perfect for those who enjoy walking, running, or cycling. Finally, Beacon Lake's kayaking and paddleboarding opportunities provide residents with a unique way to explore the beautiful waterways that surround the community. In summary, 143 Constance Ln is an impressive, upgraded home that offers a comfortable, modern living space with ample room for entertaining and family activities, all located in the picturesque city of St. Augustine, Florida.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $624,000 | $624,000 | $624,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,151 | $4,099 | $5,262 |
Total Monthly Payment | $4,243 | $4,191 | $5,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.