96277 BARNWELL Circle, Fernandina Beach, FL, 32034 | $529,900

Brick beauty alert! Welcome to this charming brick home that exudes elegance and has been meticulously maintained. Nestled in a serene neighborhood with no HOA restrictions, this property offers a truly comfortable and convenient lifestyle. Step inside and be greeted by the timeless allure of the formal living and dining rooms, perfect for hosting gatherings and creating lasting memories. The spacious family room is adorned with a cozy gas fireplace, creating a warm and inviting atmosphere. It seamlessly flows into the large kitchen, which is a chef's dream. Featuring Corian counters, a breakfast bar, and ample cabinet storage, this kitchen is both functional and beautiful. Adjacent to the kitchen is a delightful breakfast nook, providing a cozy spot for sipping morning coffee or enjoying casual meals. Privacy is key in this home, with the split bedroom layout placing the master bedroom tucked away in the rear. The master retreat boasts a two-sided fireplace, creating a romantic ambiance that extends into the large ensuite. Pamper yourself in the separate garden tub or walk-in shower, and revel in the luxury of the expansive walk-in closet. Two guest bedrooms and a full guest bath reside in their own wing, offering a private space for family or friends. The thoughtfully designed floor plan also includes a generous laundry room with additional storage, a utility sink, and a convenient powder room. Outside, you'll find a side entry garage and an extended driveway, providing ample parking space for your vehicles. The Florida room beckons you to enjoy the outdoors year-round, offering additional entertainment space and plenty of room for outdoor furniture. Situated just a short drive from the shops and restaurants of Yulee and the breathtaking beaches of Amelia Island, this home offers a central location that combines convenience with coastal charm. Experience the freedom of living without the restrictions of an HOA while enjoying all the amenities and attractions the area has to offer. Don't miss your opportunity to make this well-maintained home your own. Schedule a showing today and envision the possibilities of a relaxed and elegant lifestyle in this remarkable residence.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Traditional
  • Year Built: 1997
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,216
  • Lot Desc: Wooded
  • Elem. School: Emma Love Hardee
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 1233601
  • Days on Market: 351 days
  • Website: https://www.raveis.com
    /prop/1233601/96277barnwellcircle_fernandinabeach_fl?source=qrflyer
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Listing courtesy of Keller Williams Realty Atlantic Partners

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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96277 BARNWELL Circle, Fernandina Beach, FL, 32034

$529,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $423,920 $423,920 $423,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.984% 7.146% 6.256%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,820 $2,818 $3,575
Total Monthly Payment $2,912 $2,910 $3,667

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.