Ask about our closing cost contribution for this home. Stone accents add beautiful curb appeal to this 1, 541 Sq. Ft. 3 bed 2 bath home with attached two car garage. Owners will enjoy the privacy of a corner homesite surrounded by professional landscaping and pine conservation across the street! Inside luxury vinyl plank flooring extends through all common areas, including the kitchen, with ceramic tile in bathrooms and interior laundry room. The spacious design is enhanced by 10 ft. volume ceilings and ample natural light from energy star windows. In the kitchen timeless 42'' espresso cabinets provide beautiful contrast to the white quartz countertops for a modern look complete with island and stainless-steel Whirlpool appliances including mounted microwave, gas range, energy star dishwasher and side by side refrigerator! The master suite has an attached bath with a garden tub and shower combination wrapped in tile, dual vanity sinks in quartz, a walk in closet and extra deep linen closet! The entire household will enjoy the covered patio with extended patio slab, the community pool and upgraded tech panel for faster internet. Other features include a security system pre-wire and garage door opener. Fabulous location just minutes away from the Oakleaf Town Center and surrounded by beautiful pine conservation, Copper Ridge has it all!
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Our Executive Mortgage Banker:
Our Insurance Division:
$344,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $275,992 | $275,992 | $275,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,722 | $1,677 | $2,181 |
Total Monthly Payment | $1,797 | $1,752 | $2,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.