Receive all closing costs paid and up to one discount point towards your interest rate when purchased by 2/23/23. *. This charming 4 BR and 2 BA ranch-style home with covered patio has beautiful landscaping and a large backyard to enjoy the beautiful outdoors. Once inside you are welcomed in by the large open layout, volume ceilings and vinyl plank floors throughout the common areas. The kitchen offers an eat-at island, White colored maple cabinets, beautiful quartz counters, stainless sink and a pantry. The chef will enjoy the stainless Whirlpool® electric glass top range, vented stainless microwave, stainless dishwasher and stainless side by side refrigerator. The master bath includes quartz counters, dual sinks and a walk-in shower with frameless glass enclosure. There are three additional bedrooms separated with a shared large secondary bathroom with quartz counter, a sink with an extended vanity with knee space and a fiberglass shower/tub combination. Completing this home are a separate laundry room and a 2-car garage with opener. Lastly, the home features include an Ecobee 3-lite WiFi Smart thermostat, upgraded lighting package, KB Connect Smart Tech package, and the home is ENERGY STAR® certified by an independent 3rd party inspector.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,886 | $1,861 | $2,401 |
Total Monthly Payment | $1,961 | $1,936 | $2,476 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.