Avoid high condo HOA fees and costly engineering inspections. Coastal property with beach access? Look no further and consider this townhome. Gated, coastal resort w/ beach access, pool and lush surroundings. Short term rentals allowed. HOA dues lower than many condos. Spacious, 2/2/1 unit with living quarters, kitchen, 1/2 bath, laundry and screen patio on the ground floor. Kitchen has LED lights. Easy to maintain and enjoy as year-round, second home or rental income. Short term rentals allowed. Moderate HOA fees include water, sewer, trash, basic cable/internet & common grounds care. Fees lower than most surrounding, beach access, condo communities. Short term rentals allowed. Perfect second home / rental property with income and tax benefits. Enjoy a shaded, resort destination with short walk to the beach. Basic amenities keep the HOA costs reasonable. Lush grounds create a peaceful atmosphere. Community walkover to the beach. Plus, walk to whatever you need, dining, shopping, pharmacy, beach, tennis club. Enjoy entertainment at the Amphitheatre, parks, boating, fishing. Short term rentals allowed. Enjoy lifestyle, income and tax benefits.
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Our Executive Mortgage Banker:
Our Insurance Division:
$409,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,200 | $327,200 | $327,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.429% | 6.149% | 5.152% |
Monthly Tax Payment | $277 | $277 | $277 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,962 | $1,960 | $2,566 |
Total Monthly Payment | $2,314 | $2,312 | $2,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.