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Nestled within a tranquil residential neighborhood, this charming duplex offers the perfect blend of comfort and potential. With its inviting paved driveway, spacious backyard, and thoughtfully designed two-bedroom apartments, this property presents an opportunity for those seeking a cozy home with potential for enhancement. Boasting new shingle roofs, reliable oil-based heating systems, and access to city water, this duplex provides a reliable foundation for a convenient lifestyle. As you step onto the property, the paved driveway leads the way to a huge beautiful back yard The duplex exudes a sense of warmth and community, making it a desirable destination for families. The large backyard promises endless possibilities for outdoor gatherings, playtime, and relaxation, making it an idyllic space for both young and old. Each apartment within this duplex features two well-proportioned bedrooms, ensuring comfortable living for each family. The inclusion of a new shingle roof, installed just two years ago, ensures that residents will enjoy the peace of mind that comes with modern construction standards. The oil-based heating systems, which provide heat and hot water, guarantee a cozy and inviting environment during colder months. While the duplex boasts numerous advantages, it's important to note that some cosmetic repairs are needed. This presents an exciting opportunity for the handyman or those with a knack for DIY projects to put their creative stamp on the property.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $80,800 | $80,800 | $80,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.146% | 6.256% |
Monthly Tax Payment | $247 | $247 | $247 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $538 | $537 | $681 |
Total Monthly Payment | $860 | $859 | $1,003 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.