UPDATE April 24, 2024: PRICE DROP AGAIN!! and seller's financial loss for all the improvements made are the buyer's gain! If you love the Florida lifestyle, come for a visit (and stay!) in a growing area of New Port Richey. This COMPLETELY RENOVATED (2023) concrete block constructed home is within the Gulf Harbors Floramar community, best known for its private sandy beach for neighborhood residents (optional community membership $180 per year), boat ramp, and located within a few miles of the downtown offering riverfront venues for restaurants, shops, theater. Wow. The premium lot is almost double the size of most others in this community, just under a quarter of an acre, on a corner, and pie-shaped. So much parking for your guests and even temporarily to park an RV or boat on either side of the house (Community Rules do not allow permanent storage of large vehicles visible onsite). NOT WATERFRONT but adjacent properties on both sides are waterfront. Aerial photos capture the beauty of this waterfront area. The home is a 2 Bedroom (potential for 3rd bedroom with some modifications), 2 Bathroom with over 1700 square feet of cooled living space, and a 2 car garage. With this open floor plan, the new owner will have many options for creating space to serve multi-purposes, from a cooled Florida room or office to open dining and living and family areas. The list of upgrades include a NEW 2023 (flat) roof, NEW air conditioning system with expanded duct work, Completely new kitchen with stylish cabinetry, stainless steel new appliances, new quartz countertops, new hot water heater, new washer dryer which is in a cooled laundry room. There is a 2 car garage. The whole place has been freshly painted inside and outside. All new lighting. Electric panels are updated and to code. The bathrooms have been renovated to include exceptionally pleasing stylish cabinets and tile work and all new fixtures. Master bathroom has double vanity. The backyard is simply an oasis. You MUST SEE! An open patio with concrete slab is a great place for the barbecue area. There is also an enormous screened-in outdoor area providing the enjoyment of outdoor living without worries about bugs. What a great place for pets and family members to safely enjoy the outdoors. Add some twinkling lights overhead, maybe a bar, a hot tub and you will be in paradise. This home is worth the time to come see it! No expense has been spared and it is like new - really. Furnishings available. Schedule today - don't wait!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $246 | $246 | $246 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,869 |
Total Monthly Payment | $2,640 | $2,581 | $3,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.