One or more photos was virtually staged. **Price Reduced!** Welcome to The Groves, a 55+ golf community in the heart of Land O Lakes. This 3 bedroom, 2 bath home has been meticulously maintained and enjoys low HOA and CDD costs. The kitchen and the primary bath have both been renovated with Quartz countertops (July 2024) the roof (2021), AC (2019), paint (2021), water softener (2023) and flooring (2021) have all been recently replaced. The primary bath features a garden tub/shower and a dual sink Quartz vanity. The secondary bath has been upgraded with a walk-in shower. A wall between the den and a second bedroom was removed to create a large room that can be used as a second primary bedroom or an oversized office. This home is located across the street, easy walking distance, from the heated saltwater pool. Located next to the pool are tennis and bocce ball courts. On the other side of the pool, you have The Grill restaurant, fitness room, library, banquet hall, pro shop and the 18-hole par 67 golf course and driving range. The Groves boasts a prime location close to shopping, restaurants, medical facilities and just a short trip to world-class beaches. Enjoy the best of both worlds- a serene oasis within reach of everything you need!
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $363 | $363 | $363 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $2,015 | $2,600 |
Total Monthly Payment | $2,455 | $2,453 | $3,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.