If you are looking for your new coastal getaway, then look no further because this is it!! Located in Port St. Joe Florida, close to St. Joseph’s Bay - this community is just a short drive from Tyndall Air Force Base and Panama City. This beautiful 2BD/2. 5BA home is mere steps to the large pool and hot tub in this gulf shores community! The coast is just across the highway. Newly updated with easy to maintain LVP flooring throughout the main level. Classic in design, the beautifully appointed kitchen is upgraded with quartz counters, SS appliances, light shaker cabinets and an oversized breakfast bar. Each bedroom offers a private ensuite; one of which has access to a private balcony overlooking the large pool and spa area. Both porches are screened for privacy and will be a favorite spot for relaxing for you and your guests. Barefoot Cottages is resort living at its finest with amenities like no other in the area including 2 pools, a hot tub, grilling areas, manicured grounds & community building. In an area with proven investment potential - this income producing property is sold furnished turnkey and is ready to rent. Currently rented out through a vacation rental site, with established steady income. Or you use this home as your own private vacation home or as your own full time little slice of paradise. Start living the relaxed pace of a coastal lifestyle! Call today to schedule your own private showing, and make this home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $217 | $217 | $217 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,153 | $2,778 |
Total Monthly Payment | $2,502 | $2,445 | $3,070 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.