CONSTRUCTION IS UNDERWAY! To be completed EARLY FALL 2024! Situated on a spacious 1. 38-acre lot, this stunning 3-bedroom, 2-bath Contemporary Ranch home has been perfectly tailored to meet your family's needs. Now is the time to embrace the opportunity to personalize every detail to your liking. Upon entering through the well-appointed front porch, you'll be greeted by an open-concept layout that optimizes space and fosters a sense of togetherness. The main living area will feature cathedral ceilings and large windows, providing an abundance of natural light and beautiful views of the surrounding landscape. The heart of the home will be a modern kitchen equipped with granite counter tops, stainless steel appliances, ample storage space, and an island with seating. Whether you are hosting family gatherings or preparing daily meals, this kitchen will cater to all your culinary needs. The house will offer three generously sized bedrooms, including the primary bedroom featuring an ensuite bathroom, complete with stunning fixtures, a walk-in shower, and a walk-in closet. The other two bedrooms will share a beautifully appointed full bathroom. Along with a first-floor full laundry room. The sliding glass doors from the dining area bring you to a beautiful 12’x14’ screened in porch (not shown in house plans, will be in place of the deck). With its 4-bedroom septic design and large lower-level basement with Walk-out, there is room for guests, family room, or office.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,920 | $447,920 | $447,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $52 | $52 | $52 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,056 | $2,977 | $3,777 |
Total Monthly Payment | $3,200 | $3,121 | $3,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.