NOW COMPLETE! BRAND NEW MODEL HOME 01 NOV 2024!! GENUINELY OUTSTANDING CONSTRUCTION!! TURN-KEY READY! The St Marks floor plan is a true 5 BR, 4 full bath home with a 2 car + tandem space garage located in the beautiful new Stonegate community in Lecanto. The home is minutes from the newly opened extension of the Suncoast Highway making it an ideal location. Standard Features supersede virtually all other new construction builds. Large windows allow for an abundance of natural light. Main floor ls an open plan kitchen/living/dining. The kitchen has custom 42" cabinets with soft-close hardware, a large kitchen pantry, granite counters, travertine tiled breakfast bar and backsplash, separate dining area and a complete Whirlpoolâ„¢ stainless steel appliance package. Additional downstairs space includes a separate 5th full bedroom/flex space with French doors, a large walk in closet and a separate full bath along with a beautiful, spacious downstairs laundry room. A large, finished concrete patio is situated off of the rear sliders. The upstairs owners retreat BR has volume ceilings, custom lighting, plant shelves, a large walk in bathroom w/dual vanities, large custom cabinets, garden tub, separate lighted shower, toilet and a large walk in closet. Of the 3 additional upstairs bedrooms, one is ensuite while the other two share a full bathroom. The shared bath has hall access and direct access from the large front bedroom. While the Standard Features are too numerous to mention, interior highlights include: a complete stainless steel kitchen appliance package, tray ceilings in select rooms, granite countertops in the kitchen and bathrooms, raised panel solid wood cabinets w/slow close doors & drawers, 12-14 mm laminate flooring in main living areas and bathrooms, carpet in upstairs bedrooms and solid core raised panel interior doors. Structural/mechanical highlights include: rain gutters, epoxied floors in the garage, custom built garage cabinets to contain the HVAC interior unit and hot water heater, closed cell spray foam insulation throughout to increase energy efficiency, Low-E energy efficient double pane windows, reinforced ceiling fan hookups, stone accents on the front of home, finished concrete patio in the rear and an additional tandem space within the 2 car garage. The current HOA is $125/mth. HOA fees cover community landscaping, maintenance, electric & reserves. The builder does not intend to build another St Marks floor plan making this a one-of-a-kind. Floor plan and HOA docs are available. Convenient to Tampa/TIA and famed recreational areas within Citrus county. This gem is offered by a longtime, established builder of over 30 yrs. If desired, the builder is offering a pool package with a retaining wall or an enhanced outdoor living area at an additional cost. TRULY IMMACULATE and a MUST SEE! Community pool and clubhouse are in planning stages, no finish date as yet. CDOM reflect a longer than desired build time owing to shutdown delays. Builder states, do not submit offers site unseen. Easy to show.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $592,000 | $592,000 | $592,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $12 | $12 | $12 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,038 | $3,935 | $4,992 |
Total Monthly Payment | $4,142 | $4,039 | $5,096 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.