Amazing Mix/Use property on busy RT18! The property consists of 2200sqft of commercial space previously used as a Dental Practice and a roughly 1875sqft two bedroom apartment. The basement of the Commercial space also features a full staff lounge in the basement with sink, refrigerator, microwave, dining area, couches, entertainment system. There is also a separate area for a conference room or additional office space. The parking lot boasts 16 ample size parking spaces. The front walkway was redone in 2006 with RADIANT HEAT in the concrete. This means no more shoveling during snowstorms! The office has many updates since built like Azek Decking and trim(2006), new HVAC 2003, wainscoting, crown molding, and new carpet and vinyl flooring in 2013. The two bedroom apartment features 1. 5 baths with private driveway with additional ample parking also redone in 2006. There is also a large oversized two car garage which can be used for storage or additional rental income. Must see!
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $699,920 | $699,920 | $699,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $895 | $895 | $895 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,919 | $4,310 | $5,812 |
Total Monthly Payment | $4,906 | $5,297 | $6,799 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.