7547 Ratan CIRCLE, Port Charlotte, FL, 33981 | $48,000

NEW 200 AMP MAIN BREAKER METER PANEL AND TREATED POST HAVE BEEN INSTALLED AND APPROVED BY CHARLOTTE COUNTY. This CLEARED LOT is configured to accommodate a DOUBLE WIDE WITH AN ATTACHED CARPORT. Conveniently located on the first street within the community - and only a few lots straight down the street from the TWO LARGE POOLS & RECREATION CENTER. This property also affords you a view of the lake across the street. In addition, the neighbors are friendly and will welcome you to the park right away. Tucked away - yet close to everything - VHL is a wonderful, GULF ACCESS community with a boat ramp, fishing pier, and boat slips. GROUNDS MAINTENANCE is included in the low monthly fee. Here you can be as social as you'd like with its many activities such has horseshoe tournaments, block parties, woodworking, billiards, pot luck dinners, and so much more! Both full-time residents and snowbirds love to call Village of Holiday Lake home. Come check it out for yourself today.

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Handicap Modified, Laundry, Optional Additional Fees, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Storage, Tennis Court(s), Wheelchair Access
  • Lot Size: 50 x 104
  • HOA Fee: $130 Monthly
  • Lot Desc: Buildable, Cleared, In County, Level, Street Lights
  • View: Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
  • MLS#: D6131608
  • Days on Market: 487 days
  • Website: https://www.raveis.com
    /prop/D6131608/7547ratancircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 9:47:07 PM)
Listing courtesy of FLORIDIAN REALTY SERVICES, LLC   Phone: 941-697-9400

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7547 Ratan CIRCLE, Port Charlotte, FL, 33981

$48,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $38,400 $38,400 $38,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $255 $255 $329
Total Monthly Payment $330 $330 $404

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.