405 Mallard LANE, Poinciana, FL, 34759 | $349,900

Look at this beautifully updated 3-bed, 2-bath home located in the Poinciana Villages community in beautiful Poinciana! As you approach the home, you will notice that it has a nice-sized front yard and a good-looking architectural shingle roof. Upon entering, you will see a formal living area off to your left and, to your right, a nice office space. The home opens up to a family room and dining room combination featuring laminate flooring. Off of this area is a dinette that overlooks the beautiful kitchen. The kitchen features stunning granite countertops, a glass tile backsplash, and nice tile flooring. You will notice this home is a split plan, and across the family room area is the master bedroom. The master bedroom features laminate flooring, crown molding, double walk-in closets, and leads to the ensuite master bathroom. You will find in the master bathroom dual granite vanities, nice tile flooring, and a very nicely updated step-in shower. Across the home, you will find the secondary bedrooms that feature laminate flooring and the secondary bathroom that has a nicely updated step-in shower, granite vanity, and tile flooring. The current owner has made a large screened-in area on the back of the home that has an additional kitchen area and plenty of space. Roof replaced in 2016. Poinciana Villages HOA fees include cable and internet. Poinciana is conveniently located in Central Florida, near Orlando and the surrounding attractions. Do not miss out on a nice home in a great area; schedule your showing today!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Year Built: 2003
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,858
  • Acreage: 0.16
  • Est. Taxes: $1,645
  • HOA Fee: $83 Monthly
  • Pet Policy: No
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Water Softener
  • MLS#: L4938465
  • Days on Market: 424 days
  • Website: https://www.raveis.com
    /prop/L4938465/405mallardlane_poinciana_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/21/2024 3:43:07 AM)
Listing courtesy of RELIABLE FLORIDA REALTY CONSUL   Phone: 863-430-4093

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

405 Mallard LANE, Poinciana, FL, 34759

$349,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $137 $137 $137
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,701 $1,701 $2,212
Total Monthly Payment $1,913 $1,913 $2,424

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.