Seller is very motivated as they have already purchased a new home. Owner financing and Lease-Purchase available to qualified buyers. This is a "Must See" on the Floral City Chain of Lakes. It's a beautiful, newly remodeled from top to bottom three bedroom two bath home on Lake Tsala Apopka, just minutes away from Inverness for your convenience in dining and shopping. The Floral city Chain of Lakes are very large and brimming with large- mouth bass, blue gill, sunfish and many more. The owner has done a wonderful job renovating the kitchen with high end granite, top of the line appliances and abundant storage. The Eat-In kitchen features a lovely bay window for enjoying your breakfast while looking at the lake. All new baths, a new dock and boat house, Tiki Hut and deck have been added as well. A new large screened porch with a killer view is on the back for entertaining. The primary bedroom and bathroom have been completely updated with a new large shower, claw foot tub and walk-in custom closet. High-end granite in and baths as well. Located in a charming water front community near Crystal River and Homosassa River for boating, fishing and The Villages are with 35 minutes for much more fun. Backyard is fenced in with an air-conditioned shed for all that extra stuff. Freshly painted inside and outside within the last two years, along with beautiful flooring. This one's ready to move into. Call Kate today for a showing. At this time it is being rented out short term so call Selling Agent for scheduling. On Supra Lockbox. Remember too, the Chain of Lakes in Citrus County are controlled by a "Lock System" to prevent flooding and most homes do not require any Flood Insurance, unlike the waterfront homes on Rivers and bays. This will make a very profitable VRBO too. No restrictions in this neighborhood.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $442,400 | $442,400 | $442,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $254 | $254 | $254 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,943 | $2,940 | $3,793 |
Total Monthly Payment | $3,289 | $3,286 | $4,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.