SELLER TO PAY UP TO 3% OF CLOSING COSTS WITH AN ACCEPTED OFFER!! Now this is Florida living! Lovely practically new waterfront home, With an ELEVATOR to avoid the Stairs! You can be out in the gulf in only 13 minutes! This beautiful modular home by "Townhomes" of Alpharetta Ga. is located in the community of Signal Cove is perfect for living in that Florida lifestyle. This home sits up on block pilings. It Features a split plan with large open kitchen looking into the living area and right out onto the beautiful, covered deck, bringing in the fantastic views and sunlight. This area is perfect for enjoying your morning or afternoon favorite beverage, watching the kayaks and catching an occasional visit from the marine life like dolphins and manatees. The kitchen features all wood cabinets, ceramic tile throughout, black & stainless appliances. The master bedroom has laminate wood flooring and an ensuite bath, offering ceramic tile, a walk-in shower, double sink vanity and walk-in closet. The two other bedrooms share a hall bath. This wonderful outdoor space features 60 feet of main canal footage which to the Gulf is only 13 minutes by boat. The home offers a boat lift, floating dock, fish cleaning station with electric and an outdoor shower. The home also offers a cargo lift with an 8000lb capacity and outdoor toilet.
The area under the home is set up for relaxing and entertaining, it has a bar setup, full size fridge hook ups for ice maker, large screen tv, various seating configurations and vinyl windows. There is a covered 2 car parking area with a lockable storage or workshop. Signal Cove is a voluntary civic association that allows for use of the clubhouse & boat ramp for a fee. The location of Signal Cove makes easy access to Tampa International airport, Tarpon Springs & Orlando. Love being outdoors? Here you find fishing, kayaking, wake bording, beach volleyball jet -skiing & the proximity to Clearwater beach by car or boat, Werner-Boyce Salt Springs State Park, Weekie-Wachee & Hudson Beach all within reach. There's also many local delights like Craft life Brewing, Get Hooked, Sam's Beach Bar, Ollies's or Inn on the Gulf & Skinny's close by!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,038 | $2,924 | $3,772 |
Total Monthly Payment | $3,281 | $3,167 | $4,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.