BEAUTIFUL NEW METAL ROOF JUST COMPLETED!! Enjoy the feel of a single family home with the benefit of maintenance free living. This waterfront villa has almost 2, 500 square feet of living space as well as a two-car garage. As you enter the home after passing through your screened, private courtyard your eyes will be drawn to the beautiful lake view. The open, spacious floorplan with skylights offers plenty of natural light and tile floor throughout. The split layout has two bedrooms and a full bathroom in the front of the residence and a half bathroom off of the main living area. The main living area features a living room, dining room combination next to the large kitchen that has plenty of counter and cabinet space in addition to an island. The primary bedroom has an ensuite bathroom, two separate closets and a sliding door leading to the Florida room. The spacious Florida room with it's own air conditioning unit gives you plenty of room to entertain or be your sanctuary while you enjoy the water view year-round. There are electric roll down shutters on the Florida room and accordion shutters on the bedrooms to offer peace of mind. The community features two pools and a clubhouse and is located across the street from Saint Andrews South Golf Club.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $410 | $410 | $410 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,100 | $2,688 |
Total Monthly Payment | $2,641 | $2,585 | $3,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.