Welcome Home! The minute you step inside, you feel welcome! This charming property has everything you need. Step inside to the open concept kitchen, dining and living area. Original hardwood flooring, woodwork and built in shelving immediately wow you with the charm of this home. Fully replaced kitchen within the last 10 years is complete with large peninsula, SS appliances and walk in pantry/laundry room. This home also offers two bedrooms and a full bathroom on the first floor making it the perfect space for one floor living. Step outside to the fully fenced in pocket garden surrounded by mature trees and privacy. The one car garage has an additional bonus bay for storage. Other features include FHA heating system and hot water heater only five years old. This home has been loved and cared for and is now ready for a new caretaker to move in and enjoy! Showings begin at the open house on Sunday July 9th from 1: 00pm - 3: 00pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $292 | $292 | $292 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,329 | $1,714 |
Total Monthly Payment | $1,697 | $1,696 | $2,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.