Welcome to this wonderful 4 total bedroom home featuring a range of desirable amenities. The property includes a basement with a four-piece bathroom including an air jetted tub, making for a relaxing and spa-like experience. The basement also houses a summer kitchen with a sink, microwave, providing a convenient space for preparing meals or entertaining guests. Sliding doors from family room provide easy access to the outdoors and an enhanced $ 250, 000 customized oasis for your pleasure and delight. A 14x28 salt water pool generous lounge area for sun bathing plus hot tub to wash away the tension of the day. Additionally there is a full outdoor kitchen, breakfast bar and entertainment center along with private lounge area featuring a gas fueled firepit. But wait there is more. . . . . The home is sitting Approximately 50 feet above sea level, with a short walk to the ocean. In the evening you can sit in your hot tub and hear the ocean waves lapping at the shoreline. The windows at the back of the house have been replaced approximately five years ago, offering improved energy efficiency and aesthetics. The kitchen boasts granite countertops, large windows overlooking your rear yard oasis which enhances your kitchen experience and adds elegance and durability to the space. A pantry closet and kitchen island provide ample storage and workspace, making cooking and organizing a breeze. Hardwood floors throughout the house create a warm and inviting atmosphere, while crown molding and two-panel doors add a touch of sophistication. The family room features a gas insert fireplace, perfect for cozy gatherings. Additionally, a half bath on this level adds convenience for guests. This home also includes a kitchen, dining room, and living room with wood floors. The stove and fridge are included. An apartment on the second floor, located over the garage, offers versatility and potential as additional living space / income producer. This home checks all the boxes.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $959,999 | $959,999 | $959,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.125% | 6.000% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.951% | 6.108% | 5.805% |
Monthly Tax Payment | $788 | $788 | $788 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,227 | $5,756 | $7,908 |
Total Monthly Payment | $6,140 | $6,669 | $8,821 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.