This house showcases exceptional features and offers a comfortable living experience. It ensures optimal comfort throughout the year with no flood insurance needed because of it loacation. The highlight of this home is the large sunroom located at the rear, which has been tastefully designed to provide a delightful four-season experience. One of the outstanding advantages of this property is its elevation, eliminating the need for flood insurance. The house is built on good enough height, ensuring a worry-free living environment. it has the potential to be a versatile mother-daughter setup, offering flexible living arrangements downstair. The seller is particularly fond of this impeccable home and its outstanding qualities. The enormous high-end sunroom, constructed to the highest standards, provides ample space for relaxation and entertainment. The recent major retaining wall project has created an additional yard. Conveniently located, this property offers easy access to transportation and is within walking distance to schools. The surrounding neighborhood is highly desirable, complemented by a vast park situated by the water, perfect for leisurely walks and outdoor activities. Furthermore, this captivating home features two yards. The gorgeous sunroom is one yard, while the side yard features plenty of yard space and meticulously landscaped grounds, you can relish in outdoor activities and enjoy the beauty of nature
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Our Executive Mortgage Banker:
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$739,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,125 | $1,125 | $1,125 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,933 | $3,929 | $4,986 |
Total Monthly Payment | $5,150 | $5,146 | $6,203 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.