"Villa Verde", is located in one of Newport's most coveted neighborhoods in the Coggeshall/Bailey's Beach/Cliff Walk area. Built by Kirby Perkins in 2009, This immaculate 4-bedroom 3. 5 bath home was thoughtfully designed w/ extensive attention to detail & quality throughout. As you enter the home, you are welcomed by the impressive marble floors, skylit art gallery landing & local hand-crafted staircase. The first floor has a great flow which includes the sun-filled living rm, a den with beautiful built ins, formal dining rm w/table for 10, a large open concept eat-in kitchen fully equipped & high-end appliances, butler's pantry, powder room & mud room w/ full sized laundry. Second floor landing has a wonderful primary suite, with a marble bathroom complete w/ a soaking tub includes a private balcony. Bedrooms 2 & 3 share a full-sized bathroom & balcony. The corridor leads to a separate living area with the 4th bedroom which includes a living room/office or 5th sleeping area & full bathroom plus private outside entrance. Perfect for guests or staff. Just off the kitchen is a blue stone patio w/grill overlooking the Japanese waterfall & pond creating a very serene & private atmosphere. The yard is professionally landscaped w/ mature plantings. The house is complete w/ central air, an oversized 2 car garage plus a gated key entry. Enjoy living in one of Newport's finest neighborhoods to walk to the beach, cliff walk & minutes' drive to all Newport has to offer. SEPTEMBER 2025
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $23,200 | $23,200 | $23,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $154 | $154 | $199 |
Total Monthly Payment | $229 | $229 | $274 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.