Seller may consider buyer concessions if made in an offer ~ Welcome to Winter Ridge and this 3-bedroom, 2 bath condo that has been been **COMPLETELY RENOVATED** giving it a fresh modern look from the **WOOD TILE FLOORS** to the **UPGRADED KITCHEN**! Being an **END-UNIT** gives you added privacy but the community amenities give you the opportunity to socialize with neighbors when the mood strikes. Inside you will find a light and bright open concept, perfect for gathering with family and friends! Your kitchen features beautiful solid wood cabinets, granite counters, a custom backsplash that matches the accent wall and bar seating for casual dining. A highlight of this home is the enclosed FLORIDA ROOM, additional flexible living space to enjoy the Florida sunshine all year round! Ideal SPLIT BEDROOMS deliver a comfortable PRIMARY SUITE with DUAL CLOSETS and of course a private EN-SUITE BATH. The two additional bedrooms share the second full bath. Additional updates include but are not limited to; a NEW ROOF 2021, UPGRADED INSULATION & NEW IRRIGATION SYSTEM (2020) and the A/C & WATER HEATER (2017)! Outside, the patio provides a great spot to relax with a good book, entertain or just take in the lovely community that surrounds you! Winter Ridge Condos also grants you access to a **CHAIN OF LAKES** so you can explore the beautiful lakes of Winter Haven. With a private dock and boat slips available, you can enjoy boating and fishing at your convenience. This home is part of a community with a LOW HOA, ensuring a well-maintained neighborhood and a sense of community! Winter Haven itself is a vibrant city that offers an exceptional quality of life, known for its beautiful lakes, charming downtown area, and wide range of recreational activities! Easily access local shopping and dining, major roadways and more. The perfect slice of Florida is ready and waiting for you to make it HOME! Call today and schedule your private tour!
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $32 | $32 | $32 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,331 | $1,329 | $1,687 |
Total Monthly Payment | $1,438 | $1,436 | $1,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.