Charming Residence on Madison Avenue: This beautifully maintained south-facing HDFC Co-op, in a building known as The Maple, offers 6 rooms including a living room, dining room, an open pass-through kitchen, three spacious bedrooms, and two full bathrooms, including an en suite bathroom in the primary bedroom. The apartment features hardwood floors. The building boasts a suite of amenities, including a 24-hour doorman, package room, live-in Super, a fully equipped gym, a community center, laundry facilities, bike room, and parking (with a current short waitlist). The monthly maintenance includes heat and hot water. Located in the vibrant heart of Harlem, the Co-op is conveniently situated opposite a tranquil park. Easy transportation is assured with Metro North and MTA Transit lines 2, 3, 4, 5, 6, as well as bus lines on 125th Street, including M1, M100, M101, and the M60 SBS to LaGuardia airport. The location is a culinary haven, featuring celebrated restaurants like Sylvia's, Red Rooster, Settepani, Barawine, Sottocasa, Archer & Goat, a selection of cafes including Starbucks, and a variety of grocery stores including Food Bazaar, Whole Foods, and Trader Joe's. The neighborhood is also rich in entertainment and shopping.
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,999 | $343,999 | $343,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,289 | $2,286 | $2,901 |
Total Monthly Payment | $2,364 | $2,361 | $2,976 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.