LARGE TWO STORY HOME AND COTTAGE ON FIVE ACRES/WALLKILL SCHOOLS - Looking for a project? This is the one! With the possibility of sub-division, this large parcel with home, cottage and two car detached garage with electric is perfect for someone with a vision. The main home features a kitchen, gigantic dining room, living room with wood beams, full bathroom with walk-in shower, main level bedroom and two front porches. Upstairs has five more bedrooms, another full bathroom, kitchen and a walk-up attic with tons of storage. Tons of Old World charm throughout this 1880's home. Property is abundant with mature trees, including Black Walnut, and has lots of space for gardens and entertaining. Roof is about 10 years old. It's also in a fabulous commuter location with only minutes to I-84 and the Thruway and just 10 miles to the Newburgh/Beacon Bridge for easy access to the Metro North Train Station into NYC. Home is being sold as-is and is a cash sale only.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $394 | $394 | $394 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,497 | $1,458 | $1,896 |
Total Monthly Payment | $1,966 | $1,927 | $2,365 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.