This charming 4-bedroom, 1. 5-bathroom, 2-story home in New Haven's historical West River neighborhood is the perfect opportunity for first-time homebuyers looking for a balance of modern comfort and classic charm. The beautiful light blue vinyl siding and newer windows give the home a fresh, inviting appearance, while the newly paved driveway provides ample parking for up to 8 cars-perfect for hosting guests or growing families. The spacious, fenced-in backyard with a deck offers a private oasis for outdoor relaxation, gardening, or entertaining. Located in a vibrant neighborhood with parks, athletic fields, and close proximity to top-rated hospitals, this home offers not only convenience but also a promising future. It's ideal for those who want a move-in ready home with the potential for long-term value. With market rents for a 4-bedroom property in this area reaching up to $2, 400 per month, this property also provides a great investment opportunity for those considering rental income. Recent nearby sales, like the home at 130 Portsea St closing at $266, 000, show strong value retention, making this home a smart purchase for anyone looking to invest in their future. Whether you're starting a family or looking for a solid financial asset, this home is a fantastic choice. Please note, the property is sold *As-Is, Where-Is*, and inspections are for informational purposes only due to the amount of properties the Owner is selling currently. Agents, please review the **Agent to Agent** remarks for additional details.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Upper |
Bedroom 3 | Main |
Bedroom 4 | Upper |
Bedroom 5 | Upper |
Bedroom 6 | Upper |
Bedroom 7 | Upper |
Kitchen | Main |
Living Room | Main |
Other | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $455 | $455 | $455 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,409 | $1,788 |
Total Monthly Payment | $1,940 | $1,939 | $2,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.