Under contract-accepting backup offers. This is a rare opportunity for a Veteran to purchase a home with a 3. 5% interest rate. Buy with Roam and save thousands monthly. Ready for immediate move in. THIS IS A VA Loan and may be ASSUMABLE AT 3. 5% This is NOT a buy down rate. Mortgage with additional cash may be due at closing. The almost first two years has been paid on loan and buyer will start with about 28 year loan if assumable. Ask for more details. All other financing is acceptable. Roof replaced 10/2021 Water heater10/2021 laminate flooring throughout the house Remodeled both showers/ tubs. Septic was serviced. COME SEE THIS BEAUTIFUL REMODELED HOME, 3bd/2ba. Home is located in quiet neighborhood with quick access to I-75, shopping, restaurants, schools, and beautiful Florida beaches. This home features a desired open concept living area, features a split living floor plan making it great for gatherings with friends and family. The living room has a large sliding-glass doors that leaves the space feeling light and bright. The spacious kitchen opens up to breakfast nook with a large window overlooking the beautiful front garden. Kitchen comes with maple cabinets and vine rack built in above the refrigerator. A Den/office/extra bedroom is off of the front hallway with great arch. and two spacious bedrooms with a fully remodeled full bathroom. The master bath features remodeled shower, large garden tub and large walk in closet. This home also features an indoor laundry room, a large 2 car garage with an electric garage door opener and hurricane shutters. This home has many more great features. Come and see this gorgeous home. With privacy in mind, the master suite is separated from the other two bedrooms. The home sits in a quiet neighborhood located in young and growing North Port, one of the most popular locations to live. NOT IN A FLOOD ZONE or HOA. Excellent location, peaceful neighborhood, minutes from I-75 & Tamiami Trail! Convenient to Florida’s best BEACHES, GOLFING, PUBLIC BOAT RAMPS, MARINAS, SHOPPING, physicians, water park, Atlanta Braves Practice Stadium, Tampa Bay Rays Practice Stadium, Historic Riverfront Downtown Punta Gorda & Fishermen’s Village, and a short drive to Sanibel, Captiva, Fort Myers, and Boca Grande, etc. All information deemed reliable, but not guaranteed; buyer to confirm all. The current owners did not have homestead exemption on taxes so new buyer should be able to have adjustment. Call today to schedule your showing.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $447 | $447 | $447 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,891 | $1,864 | $2,459 |
Total Monthly Payment | $2,413 | $2,386 | $2,981 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.