22649, 22645 and TBD NE 105th Avenue ROAD, Fort Mc Coy, FL, 32134 | $743,000

Breezy waterfront living never provided so much potential! Overlooking the sparkling spring-fed Miles Kale Lake in the quiet area of Fort McCoy, this property offers a total of three parcels that each feature roughly 100 ft. of shoreline and a combined 1. 91 acres. All of the acreage is fenced, and 2 residences rest on two of the parcels, with the third lot being left in a more natural state as a lovely heavily wooded area. Move-in ready, both homes have been lovingly maintained and are move-in ready with full furnishing. Used currently as VRBO, there is ample potential to continue this usage without much fuss or to instead use this as a personal vacation compound or as year-round residence with a designated guest, in-law, or rental home. On the northern lot is the home named The Big Green House– offering a total of 2-bedrooms and 2-baths, the home was meticulously rebuilt and expanded with all new plumbing, electrical wiring, trusses, a standing seam metal roof, and is highly energy efficient. The interiors feature ample natural light, tall vaulted ceilings, beautiful tongue-and-groove wood work throughout, and lots of space to enjoy. The home features a large great room, as well as a large open kitchen that includes stainless steel appliances, abundant counter and cabinet space, center island with breakfast bar, and adjacent dining nook. Both bathrooms are immaculate, with recent updates and a clean aesthetic. A large screen-enclosed porch rests to the back of the home, providing a wonderful space to enjoy stunning views of the lake and a cozy area to catch some shade. The secondary residence, called The Brown Cottage, rests on the center-most lot. Offering 1-bedroom and 1-bath, this charming cottage features a large family room, a delightful kitchen with adjacent dining area, and a great screen-enclosed porch that overlooks the lake. This home shares the rustic aesthetic of the green home, with lots of tasteful wood-work done throughout the home. A laundry shed is also attached to the home for added ease. Both residences share a well and pump, however, an additional well and pump could be added by the future buyer if desired. A private boat ramp with a recently updated dock allows for easy enjoyment of the lake, opening up a variety of uses for those who enjoy spending time on their boat. Mile Kale Lake is a wonderful, natural Florida lake with a nice sand bottom and a few unique features that make it extra exciting– the lake has a gradual slope and is deeper than many other lakes in the area. The lake is great for boating on canoes, kayaks, jet skis, or even power boats with other boats rarely being seen on the lake to provide little to no disruption on most days. Many other lakes are also in the area, making this an ideal property for those looking to discover the many options Central Florida has to offer! If you’re ready to take in pristine water-front views or are looking for an income producing opportunity, this property is a wonderful option to consider!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 300 x 344
  • Laundry: Inside, Laundry Room, Other
  • Year Built: 1952
  • Garage: Driveway, Open
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,010
  • Acreage: 1.91
  • Lot Size: 300 x 344
  • Est. Taxes: $3,750
  • Lot Desc: Cleared, In County, Street Dead-End
  • View: Water
  • Elem. School: Fort McCoy School (K-8)
  • Middle School: Ft McCoy Middle
  • High School: North Marion High School
  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM656013
  • Days on Market: 539 days
  • Website: https://www.raveis.com
    /prop/OM656013/22649_22645andtbdne105thavenueroad_fortmccoy_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 4:17:16 PM)
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22649, 22645 and TBD NE 105th Avenue ROAD, Fort Mc Coy, FL, 32134

$743,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $594,400 $594,400 $594,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.563% 7.159% 6.276%
Monthly Tax Payment $313 $313 $313
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,955 $3,951 $5,013
Total Monthly Payment $4,359 $4,355 $5,417

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.