Pre-Construction. To be built. Welcome To Beautiful Gallagher Reserve. This Stunning Custom Built Contemporary Farmhouse Boasts 4 bedrooms 3 baths with a possible 5th bedroom or office/study/workout room as the Flex Room that is enclosed with a Lovely Barn Door. You will find a spacious Front porch upon entering the home thru a set of Beautiful French Doors leading to the Foyer & Flex Room across from 2 of the 4 Bedrooms. Master Suite & Bath is tucked away nicely at the rear of the home with access to the Laundry Room. Tall ceilings throughout along with Crown Molding, insulated Windows & More!. Thru the Foyer you will find an enormous Great Room for all your Entertaining needs leading out to Covered Lanai thru another set of French doors. The Large Kitchen is fit for a Chef! 3 Car Garage for all your Auto & storage needs. Builder requires 3% EMD & is a preapproved Builder at several Financial Institutions. Builder Prefers a Construction Loan. Buyer will be able to choose Interior Paint Colors & Flooring. If upgrades exceed Builder Allowance, these Costs will be added to Contract Price. And. . . did I mention LOW HOA FEES! Go to gallagherreserve. com & click on Floor plan #4 for a Picture of the Completed Build. Builder has revised Floor plans that are made an attachment to this Listing. Please see Revised Floor plans attached. There are 7 Homes in this Community of which we have 2 remaining. Dont miss your opportunity to be part of this Wonderful Community that has come together as friends & Neighbors. Gallagher Reserve is calling your Name!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $668,000 | $668,000 | $668,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.250% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.371% | 6.372% | 6.182% |
Monthly Tax Payment | $84 | $84 | $84 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,113 | $4,113 | $5,637 |
Total Monthly Payment | $4,289 | $4,289 | $5,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.