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25 Ocean Crest WAY, #1235, Palm Coast, FL, 32137 | $595,000
Huge Price Reduction! Beautiful three bedroom corner villa at Hammock Beach Club. Original owners have used this condo as a second home for only a few months per year. It is is in excellent condition and has never been rented. Sit on your large balcony and enjoy morning coffee or evening entertaining with ocean breezes in a beautiful community at the beach. This condo features a large master bedroom, walk in closet, garden tub, walk in shower, his and her vanities and two additional closets. There are two guest rooms, a full guest bath, laundry room, and coat closet. The kitchen features a breakfast nook, granite countertops, stainless steel appliances and pantry. Dining/Living room feature upgraded recessed lighting and windows along the side allowing extra light. New Lennox HVAC Dec 2021 and new water heater 2019. This condo comes fully furnished. Membership at Hammock Beach Club is optional. Hammock Beach is a fun active beach lifestyle allowing for social activity and relaxation. With membership enjoy beach club or full golf privileges including the Jack Nicklaus Ocean Course, Tom Watson Conservatory Course, the wonderful fantasy pool complex with lazy river and slide, fitness center, full service spa, hydro-grid clay tennis courts, marina, driving range, putting green, numerous restaurants and bars and a full social calendar with monthly member events all located between historical St. Augustine and Daytona Beach with Orlando and Jacksonville both near by. Come live Florida life at the beach or enjoy the opportunity to own a beach vacation home that you may rent when not in use. Live where you vacation, vacation where you live! Hammock Beach is a beautiful community just off of scenic A1A in the beautiful Hammock with an old Florida feel you will not find anywhere else on the coast!
Features
- Elevator: Y
- Heating: Central, Electric
- Cooling: Central Air
- Levels: 5
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Complex: HAMMOCK BEACH
- Year Built: 2004
- Approx Sq. Feet: 1,696
- Est. Taxes: $4,630
- Condo Fee: $987 Monthly
- View: Golf Course, Water
- Elem. School: Old Kings Elementary
- Middle School: Indian Trails Middle-FC
- High School: Matanzas High
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: FC289733
- Days on Market: 457 days
- Website: https://www.raveis.com
/prop/FC289733/25oceancrestway_palmcoast_fl?source=qrflyer
Listing courtesy of HAMMOCK REAL ESTATE GROUP Phone: 386-246-9934
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
25 Ocean Crest WAY, #1235, Palm Coast, FL, 32137
$595,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
| Monthly Tax Payment | $386 | $386 | $386 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,167 | $3,164 | $4,081 |
| Total Monthly Payment | $3,645 | $3,642 | $4,559 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388