LAKE RIGHTS! Come see this split level 5 bedroom, 3 bathroom house in the Beaverdam Lake community with Washingtonville Schools. Upper floor features master bedroom with bathroom, plus three bedrooms and additional bathroom. Main level features living room with gas fireplace, dining room, and kitchen with stainless steel appliances, granite countertops and oak cabinets. Walk out of the kitchen onto the deck looking over the back yard. Then walk down to the lower level where you will find a large family room, bathroom, bedroom and laundry room with 2nd refrigerator. From there, enter the oversized two-car garage. This well insulated home helps save on energy costs with the Anderson windows, 3 zone heating and whole house fan. Roof is less than 5 years old. Low taxes. Conveniently located minutes to train station for easy commute, close to highways and Stewart Airport. Shopping, wineries, breweries, parks, hiking, and local restaurants just minutes away. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $627 | $627 | $627 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,373 |
Total Monthly Payment | $3,363 | $3,361 | $4,075 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.