25 Valley Drive, New Windsor, NY, 12577 | $499,999

LAKE RIGHTS! Come see this split level 5 bedroom, 3 bathroom house in the Beaverdam Lake community with Washingtonville Schools. Upper floor features master bedroom with bathroom, plus three bedrooms and additional bathroom. Main level features living room with gas fireplace, dining room, and kitchen with stainless steel appliances, granite countertops and oak cabinets. Walk out of the kitchen onto the deck looking over the back yard. Then walk down to the lower level where you will find a large family room, bathroom, bedroom and laundry room with 2nd refrigerator. From there, enter the oversized two-car garage. This well insulated home helps save on energy costs with the Anderson windows, 3 zone heating and whole house fan. Roof is less than 5 years old. Low taxes. Conveniently located minutes to train station for easy commute, close to highways and Stewart Airport. Shopping, wineries, breweries, parks, hiking, and local restaurants just minutes away. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached,

Features

  • Rooms: 13
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: In Unit
  • Style: Single Family
  • Year Built: 1984
  • Garage: 1-car Attached
  • Heating: Oil, Baseboard
  • Cooling: Wall Unit(s)
  • Basement: Full
  • Approx Sq. Feet: 2,232
  • Acreage: 0.73
  • Est. Taxes: $7,523
  • Water Front: Yes
  • Elem. School: Little Britain Elementary School
  • Middle School: Washingtonville Middle School
  • High School: Washingtonville Senior High School
  • School District: Washingtonville
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
  • MLS#: H6235877
  • Days on Market: 627 days
  • Website: https://www.raveis.com
    /prop/H6235877/25valleydrive_newwindsor_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Timothy W. Kramer   Phone: 845-325-3472

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

25 Valley Drive, New Windsor, NY, 12577

$499,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,999 $399,999 $399,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $627 $627 $627
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,661 $2,659 $3,373
Total Monthly Payment $3,363 $3,361 $4,075

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.