3471 Croaker DRIVE, Hernando Beach, FL, 34607 | $69,900

Embrace the Gulf Coast lifestyle with this exceptional building lot offering stunning views of the Gulf of Mexico! With 75 feet of frontage on a spring-fed freshwater canal, this property provides indirect access to the Gulf. Boating enthusiasts will appreciate the unique journey, involving a lift to a saltwater canal and passing under a fixed bridge before reaching the Gulf waters.

Situated in the desirable South Hernando Beach, this property is part of a homeowners association (HOA) community equipped with a convenient community boat ramp. The HOA ensures a well-maintained and cohesive neighborhood, promoting a sense of community among residents. Please note that due to HOA restrictions, short-term rentals are not permitted in this community, fostering a peaceful and long-term residential atmosphere.

Hernando Beach, a serene and secluded coastal hamlet, is renowned for its focus on recreational fishing and boating. The community is bordered by the Gulf of Mexico and the Weeki Wachee Nature Preserve, accessible via a coastal 2-lane highway with limited access points from the North and South.

Hernando Beach offers a variety of housing options, including single-family homes along saltwater direct Gulf Access canals or freshwater indirect Gulf access canals. Despite the absence of an actual beach, the area exudes a cool coastal vibe with waterfront tiki bars, marinas, fine dining restaurants, seafood markets, and charming shops.

While Hernando Beach provides a tranquil retreat, it's surprisingly close to essential amenities. Within a 10-minute drive, residents can access US 19 and find Publix, shopping centers, chain restaurants, Walmart, Sam's Club, and four major hospitals. Furthermore, the location is just an hour from Tampa International Airport and 90 minutes from the magical world of Disney.

Seize the opportunity to create your Gulf Coast Fishing Home on this perfect building lot. Contact us now to embark on the journey of making this picturesque property your own!

Features

  • Amenities: Fence Restrictions, Park
  • Lot Size: 75 x 100
  • HOA Fee: $290 Annually
  • Pet Policy: Yes
  • MLS#: W7851902
  • Days on Market: 584 days
  • Website: https://www.raveis.com
    /prop/W7851902/3471croakerdrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 11:17:07 AM)
Listing courtesy of GULF COAST FISHING HOMES RLTY   Phone: 813-394-4356

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3471 Croaker DRIVE, Hernando Beach, FL, 34607

$69,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $55,920 $55,920 $55,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $372 $372 $472
Total Monthly Payment $447 $447 $547

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.