If you are looking for a cute and cozy, 4 bedroom, split plan, entertaining-ready home, on a triple lot, with an oversized detached garage, no HOA, and that is near shops and dining, then bring your toys and welcome home! This home was custom built in 2004. Its has lots of screened, front and rear porch space (with Florida room style windows), high vaulted ceilings, an outdoor gazebo, patios and more. The home has a very nice brick look curb appeal on the oversized home site. At the front you first walk in on the large, covered screened porch that is basically another gathering space with plenty of room for couches, chairs and the like. The 21 x 17 great room is next in line with its large space and high airy ceilings. This area is connected to the dining room and kitchen. If you like to bake and cook, there is plenty of countertop space in the kitchen, and ample cabinet storage. There is no traditional "master bedroom suite" in this design layout, instead there are two bedrooms and a full bathroom on each side of the home. Two of the bedrooms have walk in closets, the other two have more typical closets. Each bathroom has a tub and shower combination. As you will see in the photos, each bedroom is a good size with room for your larger beds and furnishings. There is an AV / safe room in the hallway - that is where previous residents housed their tech. The laundry room is long, has storage, and has access to outside directly. It's a good place to clean up after working or playing in the yard. The rear porch is covered and screened also. Again, another gathering space for couches, tables, or whatever suits you and your lifestyle. The outside is amazing and has so much potential. There are patios, fruit trees, wide open lawn spaces, the gazebo as mentioned. Some of the yard is fenced. If you like to spend anytime outside, you will love the triple lot. *** IMPORTANT NOTE: The seller hasn't lived in the home for several years. It is unknown what low voltage systems work and do not work - there is a lot of evident wiring, speakers, cameras, telephones, security etc. The hot tub has not been used by the seller and won't be repaired if it doesn't function. The garage is currently blocked off. (We are working to get garage access. ) The roof is older and cannot be insurance, so the house is being sold "as is". The seller will not replace the roof. The home is clean, works great and is basically move in ready now (pricing has been reduced to reflect possible future decorating projects). *** Please have a look at the pictures and the virtual tour today. If you like what you see, please request a showing - you don't want to miss out. This is a beautiful home, perfect for one lucky family. A renovation purchase loan may work well for this property, so ask your realtor and lender partners for details.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $208 | $208 | $208 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,774 | $1,774 | $2,308 |
Total Monthly Payment | $2,057 | $2,057 | $2,591 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.