This super clean, quaint & affordable 3 bed home offers a kitchen with gas cooking (propane), living room with hardwood floors, two bedrooms (including the primary) on the first floor, the third bedroom is on the second floor with a walk-in-closet and hi hats, full basement, andersen windows, young roof, new gutters, young cesspool, covered rear patio and fenced yard in Sachem school district, just 5 minutes from the Ronkonkoma train station with amazing taxes of just $4,566.24 and only $3,712.24 after Star rebate. Low Taxes, Low Maintenance, Low Utilities...Low Bills
Type:
Single-family residential
Heating:
Oil, Baseboard, Hot Water
Basement:
Full, Unfinished
Parking:
Private, Driveway, Off Street
Construction
Frame, Cedar, Vinyl Siding, Wood Siding
Lot Description:
Level, Near Public Transit
Elementary School:
Hiawatha School
Middle School:
Sagamore Middle School
High School:
Sachem High School East
Appliances:
Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
39 12th Street, Islip, (Ronkonkoma), NY, 11779
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
