Islip Terrace: 7-room, 3-bedroom, 2-bathroom, ranch style home with a full basement, 1-car garage, located on a quiet dead-end block and situated on a 100'x200' lot with a huge and cleared backyard for endless possibilities. This great home offers hardwood floors, crown moldings, recessed lighting, Andersen windows, an updated hallway bathroom with marble tile, jetted tub and stall shower, laundry/mud room on the main floor, ductless AC/Heat Mini Split unit, a full -partially finished basement with Egress Window and CO, for a potential 4th bedroom or guest bedroom. This great home also offers a newer architectural roof and circular driveway. Current Taxes w/Basic Star:$6,875.20
Type:
Single-family residential
Heating:
Oil, Baseboard, Hot Water
Cooling:
Ductless, Window Unit(s)
Parking:
Private, 1 Car Attached
Construction
Frame, Cedar, Shake Siding
Middle School:
Ralph Reed School
High School:
Central Islip Senior High School
School District:
Central Islip
62 Babylon Street, Islip, (Islip Terrace), NY, 11752
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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