This custom-built ranch, set on nearly an acre, has spacious primary spaces and bedrooms in the desirable heart of Saint James. The home showcases hardwood floors throughout, complemented by a new roof, updated central air conditioning, a conversion to natural gas heating, and updated electrical panel. The backyard offers a serene, park-like setting with a lush lawn. The property includes a two-car garage and a full basement for ample storage. Near by is the local shopping district, fine dining, public transport, beaches, and Stony Brook University and Medical Center. Smithtown Schools
Type:
Single-family residential
Heating:
Natural Gas, Baseboard
Basement:
Full, Unfinished
Parking:
Private, 2 Car Attached
Construction
Frame, Cedar, Shake Siding
Lot Description:
Level, Private
View Description:
Panoramic
Elementary School:
St James Elementary School
Middle School:
Nesaquake Middle School
High School:
Smithtown High School-East
School District:
Smithtown
Appliances:
Dishwasher, Oven, Refrigerator, Washer
231 Cambon Avenue, Smithtown, (Saint James), NY, 11780
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
