Beautiful ranch in the heart of Smithtown on a quiet street with detached 1.5 car garage and built in pool. Large open living area with plenty of light and hardwood floors throughout living room and bedrooms. Wide open and bright kitchen / eating area with peninsula and stainless appliances. Architectural shingle roof (2011), siding (2011) and Anderson windows. Fully fenced with white PVC and a spacious paver patio surrounding the inground pool makes a perfect backyard for entertaining. Central Air, 200 Amp updated electric, inground sprinklers, sewers and gas in the street. Taxes under $9,700 in Smithtown schools!
Type:
Single-family residential
Garage:
1-car Private, Detached, 1 Car Detached
Construction
Frame, Vinyl Siding
Elementary School:
Smithtown Elementary School
Middle School:
Accompsett Middle School
High School:
Smithtown High School-West
School District:
Smithtown
58 Oak Avenue, Smithtown, NY, 11787
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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